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Dubai off-plan payment plan calculator

Enter a purchase price, choose a payment structure, and see the full instalment schedule — including the true day-one cost with DLD fees, how much capital you deploy before handover, and whether the purchase clears the Golden Visa threshold.

Payment plan
Booking / down payment
Years to handover
Due at booking
Down payment + 4% DLD + admin
Paid by handover
Due at / after handover
Total incl. gov. fees
Price + DLD 4% + admin ≈ AED 3,000
Indicative instalment schedule

Indicative only. Real schedules are set in each project's SPA — instalments may be construction-milestone-linked rather than date-linked, and admin fees vary by developer. DLD fee is 4% of purchase price under current rules. This tool is general information, not financial advice.

The plan is only one input. Developer risk, service charges, and the exit are where an off-plan purchase is actually won or lost. If you're structuring a purchase of AED 2M or more, request access and I'll give you a direct read.

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